Insurance Companies and Bright Lights

Things are slowly getting back to normal for me.

Earlier this week, I had a meeting with an insurance agent from Progressive, the insurance company of the driver who hit me. Up until this point, I’d received a lot of advice and admonishments about how to handle the wreck/insurance situation. Everything from, “Call a lawyer and sue everybody for huge sums of $$” (most of facebook) to “You’ve got no reason to meet with them. Don’t do it” (my dad), and lots of people saying that I needed to be on my toes because I would be pressured to sign a settlement immediately and for less than what I “deserved.”

Thankfully, my experience was quite the opposite of any of those things.

The agent I met with was kind and genuinely concerned for my well-being. I know what some of you are thinking- I’m being naive. No, not really. She was, by far, the nicest and most helpful person I’ve dealt with (and she felt bad about asking if I was wearing dark clothing in our previous phone conversation). I’ve got a pretty good handle of when people are blowing smoke. So, it looks as if everything is in motion for getting my medical, equipment, and P&I (pain and inconvenience, which I had no idea even existed) taken care of, with her help.

As for riding, I’ve been getting back into it slowly. I can pedal at a moderate pace without any pain or discomfort. However, any hard efforts make my sacroiliac joint ache. According to the ortho doc I visited last week, everything is structurally intact, but there’s lots of soft tissue bruising. He also said that getting back to my normal activity at a rate that’s not uncomfortable is the best therapy for my type of injuries.
I did manage to get out with a group ride last night. I joined up with the Memphis Hightailers for an early-evening loop around Germantown. Being in a group feels a little safer to me for the time being, though I’m determined to not let solo-ride traffic anxiety deter me from getting on with training in the near future. I did make a “security blanket” purchase last week- Cygolite Hotshot 2W
I actually bought 2. Just in case. In case of what? I can’t really tell you, but so far it’s come in handy for when Matt went out for an evening ride while I was using light #1.

hightailers

 

So, the machine is slowly winding up again. Hopefully I’ll be back at cruising altitude in the not too distant future.

3 thoughts on “Insurance Companies and Bright Lights

  1. I run two lights in the back. In the case of the dummy that hit you I don’t think 50 lights would have made a difference. No broken bones and no tissue perma-damage. Good deal. Beats broken bones all day. Glad you made the ride.

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